Prep the yogurt base: In a bowl, stir 3/4 to 1 cup Greek yogurt with a splash of vanilla and a small drizzle of maple or honey. If using protein powder, whisk in 1/2 scoop until smooth.
Thin with a teaspoon of water or milk if needed.
Warm the peaches: Add sliced peaches to a small skillet over medium heat. Stir in 1–2 teaspoons maple or honey, 1/4 teaspoon cinnamon, a tiny pinch of salt, and a splash of water. Cook 3–5 minutes until juicy and slightly soft.
If using frozen peaches, cook a bit longer until warmed through.
Make the quick “cobbler” topping: In the same or a separate small skillet, heat 1 teaspoon coconut oil or butter. Add 2 tablespoons rolled oats and 1–2 tablespoons chopped pecans or almonds. Toast 2–3 minutes, stirring, until golden and fragrant.
Sprinkle with a pinch of cinnamon and salt.
Assemble: Spoon the warm peaches over the yogurt. Top with the toasted oat-nut crumble. Add a final drizzle of maple or honey if you like it sweeter.
Finish and serve: Optional: dust with extra cinnamon, add chia seeds for texture, or a squeeze of lemon to brighten the peaches.
Enjoy right away for the best contrast of warm and cool.