Prep your pan: Line a mini muffin tin with paper liners or use a silicone mold. Clear some space in the freezer.
Make the peanut butter base: In a bowl, mix 3/4 cup natural peanut butter, 2–3 tablespoons melted coconut oil or softened butter, 2–3 ounces softened cream cheese (optional), 2–4 tablespoons powdered sweetener, 1 teaspoon vanilla, and a pinch of salt.
Stir until smooth and fluffy. Adjust sweetness to taste.
Portion the filling: Spoon about 1 tablespoon of the mixture into each cup. Tap the tray gently to level the tops.
Chill: Freeze for 15–20 minutes, until firm to the touch.
This helps the chocolate layer go on cleanly.
Melt the chocolate: In a microwave-safe bowl, combine 3/4 to 1 cup sugar-free chocolate chips with 1–2 teaspoons coconut oil. Heat in 20–30 second bursts, stirring between each, until smooth. Or melt gently on the stovetop using a double boiler.
Coat with chocolate: Spoon a thin layer of melted chocolate over each chilled peanut butter cup, just enough to cover the surface.
Tilt the pan to spread if needed.
Set the tops: Return the tray to the freezer for 10–15 minutes, until the chocolate is firm.
Optional finish: For a thicker shell, add a second chocolate layer after the first sets. You can also sprinkle flaky salt or chopped peanuts on top before the chocolate hardens.
Store: Once fully set, transfer the fat bombs to an airtight container. Keep them chilled so they stay firm.