Measure your base. Add 1/2 cup rolled oats and 3/4 to 1 cup milk to a small saucepan or microwave-safe bowl.
Use less milk for thicker oats, more for creamier.
Add the flavor. Stir in 1 tablespoon cocoa powder, 1 tablespoon chia seeds or ground flax, 1/2 teaspoon vanilla extract, and a pinch of salt.
Cook the oats. Stovetop: Simmer over medium heat for 4–6 minutes, stirring occasionally, until thick and creamy.
Microwave: Heat for 2–3 minutes, stirring halfway, until the oats are tender and creamy.
Stir in the protein. Remove from heat and mix in 1 scoop chocolate protein powder. Add a splash of milk if it gets too thick. The goal is smooth and spoonable.
Swirl the peanut butter. Stir in 1 to 2 tablespoons natural peanut butter.
If it’s very thick, warm it for a few seconds so it blends easily.
Sweeten to taste. Add 1–2 teaspoons maple syrup or your preferred sweetener if you want a little more sweetness.
Top it off. Finish with sliced banana or berries, a sprinkle of cacao nibs or mini chocolate chips, and a few chopped peanuts for crunch.
Serve warm or chill. Eat immediately for a cozy bowl, or chill for 20–30 minutes for a thicker, pudding-like texture.