Prep the oven and pan. Heat the oven to 350°F (175°C).
Line a 12-cup muffin tin with liners or lightly grease it.
Make oat flour. Blend the rolled oats in a blender or food processor until you have a fine flour. Measure again to make sure you have 1 1/2 cups.
Mix dry ingredients. In a large bowl, whisk oat flour, almond flour, protein powder, baking powder, baking soda, salt, and cinnamon until combined.
Mash and whisk the wet ingredients. In another bowl, mash the bananas until smooth. Whisk in eggs, Greek yogurt, almond milk, sweetener, vanilla, and melted oil until no streaks remain.
Combine wet and dry. Pour the wet mixture into the dry ingredients.
Stir gently with a spatula until just combined. The batter should be thick but scoopable. If using add-ins, fold them in now.
Fill the cups. Divide the batter evenly among the 12 muffin cups, filling each about 3/4 full.
Bake. Bake for 16–20 minutes, or until the tops are set and a toothpick comes out with a few moist crumbs.
Do not overbake or they’ll dry out.
Cool. Let the muffins cool in the pan for 5 minutes, then move them to a wire rack to cool completely. This helps them set and stay tender.